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#3 in Pet InsuranceBest Value

Embrace Pet Insurance

Name: Embrace Pet Insurance
Brand: Embrace
Rating: 9 (1 reviews)

Embrace

$20.00 – $65.00

Full-coverage pet insurance with a unique diminishing deductible that decreases by $50 each claim-free year. Covers accidents, illnesses, dental disease, and breed-specific conditions with optional wellness add-on.

9.0

Excellent

Consensus

Our Analysis

Ranked #3 based on expert reviews, user sentiment, and value analysis.

Score Breakdown

Expert Score

9.0

User Sentiment

9.2

Value Score

8.1

Complaint Risk

9.5

Freshness

8.3

Community

8.4

Availability

9.0

Pros

Diminishing deductible saves money over time
Diminishing deductible saves money over time
Covers dental disease unlike most plans
Covers dental disease unlike most plans
Breed-specific condition coverage
Breed-specific condition coverage

Cons

Longer waiting periods for some conditions
Longer waiting periods for some conditions
Wellness plan costs extra

Don't buy this if…

Orthopedic conditions have a 6-month waiting period for dogs, which is longer than many competitors.
Orthopedic conditions have a 6-month waiting period for dogs, which is longer than many competitors.