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#5 in Pet Insurance

Trupanion

Name: Trupanion
Brand: Trupanion
Rating: 8.5 (1 reviews)

$30.00 – $90.00

Veterinarian-recommended insurance that pays clinics directly so you never file a claim. Covers 90% of eligible costs with no payout limits per condition, per year, or over your pet's lifetime.

8.5

Excellent

Consensus

Our Analysis

Ranked #5 based on expert reviews, user sentiment, and value analysis.

Score Breakdown

Expert Score

8.6

User Sentiment

8.7

Value Score

9.0

Complaint Risk

8.8

Freshness

7.6

Community

8.5

Availability

9.5

Pros

Direct payment to vet clinics
Direct payment to vet clinics
No payout limits whatsoever
No payout limits whatsoever
Covers congenital and hereditary conditions from day one
Covers congenital and hereditary conditions from day one

Cons

Only one deductible option per condition
Only one deductible option per condition
Higher premiums than many competitors

Don't buy this if…

Trupanion uses a per-condition deductible rather than an annual deductible, which can be costly if your pet develops multiple conditions.
Trupanion uses a per-condition deductible rather than an annual deductible, which can be costly if your pet develops multiple conditions.