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#6 in Identity Theft Protection

Credit Karma

Name: Credit Karma
Brand: Intuit
Rating: 8.3 (1 reviews)

Intuit

Price TBD

Free credit monitoring service providing TransUnion and Equifax scores and reports with identity monitoring alerts. Monetizes through personalized financial product recommendations rather than subscription fees.

8.3

Good

Consensus

Our Analysis

Ranked #6 based on expert reviews, user sentiment, and value analysis.

Score Breakdown

Expert Score

8.2

User Sentiment

8.2

Value Score

8.5

Complaint Risk

9.5

Freshness

8.9

Community

8.5

Availability

9.3

Pros

Completely free credit monitoring
Completely free credit monitoring
Two-bureau score and report access
Two-bureau score and report access
Personalized financial recommendations
Personalized financial recommendations

Cons

No Experian monitoring
No Experian monitoring
No identity theft insurance or restoration
No identity theft insurance or restoration

Don't buy this if…

Credit Karma uses VantageScore, not FICO, which may differ from scores lenders use.
Credit Karma uses VantageScore, not FICO, which may differ from scores lenders use.