Best Home Warranty Services
Top home warranty services ranked by transparent trust scores.
8 products ranked
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Top Pick
9.4
Excellent
American Home Shield ShieldPlatinum
Ranked #1 based on expert reviews, user sentiment, and value analysis.
#1
9.4
Excellent
Consensus
Compare
Ranked #1 based on expert reviews, user sentiment, and value analysis.
Pros
- Most comprehensive coverage available
- Most comprehensive coverage available
- No home inspection required
Cons
- Higher monthly premiums
- Higher monthly premiums
- Service call fees range from $100-$125
Don't buy this if…
- Pre-existing conditions are not covered and claims can be denied if the company determines a condition existed before coverage began.
- Pre-existing conditions are not covered and claims can be denied if the company determines a condition existed before coverage began.
#2
9.2
Excellent
Consensus
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Ranked #2 based on expert reviews, user sentiment, and value analysis.
Pros
- Affordable monthly premiums
- Affordable monthly premiums
- First month free promotion frequently available
Cons
- Coverage caps on certain items
- Coverage caps on certain items
- Mixed reviews on claim approvals
Don't buy this if…
- Coverage caps per item mean high-cost repairs like HVAC replacement may not be fully covered.
- Coverage caps per item mean high-cost repairs like HVAC replacement may not be fully covered.
#3
9.0
Excellent
Consensus
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Ranked #3 based on expert reviews, user sentiment, and value analysis.
Pros
- Free roof coverage on Platinum plan
- Free roof coverage on Platinum plan
- 2 months free on annual plans
Cons
- Coverage limits per claim
- Coverage limits per claim
- Contractor network smaller in rural areas
Don't buy this if…
- Select Home Warranty has a $150 per claim cap on certain items like plumbing and electrical.
- Select Home Warranty has a $150 per claim cap on certain items like plumbing and electrical.
#4
8.7
Excellent
Consensus
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Ranked #4 based on expert reviews, user sentiment, and value analysis.
Pros
- No dollar limits on covered repairs
- No dollar limits on covered repairs
- 40+ years of industry experience
Cons
- Not available in all states
- Not available in all states
- Online account management is basic
Don't buy this if…
- First American Home Warranty is not available in all 50 states; check availability for your area.
- First American Home Warranty is not available in all 50 states; check availability for your area.
#5
8.5
Excellent
Consensus
Compare
Ranked #5 based on expert reviews, user sentiment, and value analysis.
Pros
- Flexible service fee options
- Flexible service fee options
- 24/7 customer service availability
Cons
- Newer company with less track record
- Newer company with less track record
- Claims process can be slow
Don't buy this if…
- As a newer company, Liberty Home Guard has a shorter track record and fewer verified long-term reviews.
- As a newer company, Liberty Home Guard has a shorter track record and fewer verified long-term reviews.
#6
8.3
Good
Consensus
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Ranked #6 based on expert reviews, user sentiment, and value analysis.
Pros
- 180-day workmanship guarantee on repairs
- 180-day workmanship guarantee on repairs
- Appliance discount program
Cons
- Fewer add-on options
- Fewer add-on options
- Mixed customer satisfaction ratings
Don't buy this if…
- The 180-day workmanship guarantee only covers the specific repair performed, not the entire appliance.
- The 180-day workmanship guarantee only covers the specific repair performed, not the entire appliance.
#7
8.1
Good
Consensus
Compare
Ranked #7 based on expert reviews, user sentiment, and value analysis.
Pros
- Unique structural coverage available
- Unique structural coverage available
- Designed for real estate transactions
Cons
- Lower coverage caps than some competitors
- Lower coverage caps than some competitors
- Customer service can be difficult to reach
Don't buy this if…
- Structural coverage has strict eligibility requirements and many claims are denied for pre-existing conditions.
- Structural coverage has strict eligibility requirements and many claims are denied for pre-existing conditions.
#8
7.9
Good
Consensus
Compare
Ranked #8 based on expert reviews, user sentiment, and value analysis.
Pros
- Covers unknown pre-existing conditions
- Covers unknown pre-existing conditions
- 13-month contract option available
Cons
- Smaller contractor network in some areas
- Smaller contractor network in some areas
- Claims approval can be slow
Don't buy this if…
- Coverage for pre-existing conditions has specific qualifications and not all claims will be approved.
- Coverage for pre-existing conditions has specific qualifications and not all claims will be approved.
Quick Comparison
How We Rank
Composite trust score from expert reviews, user sentiment, complaint analysis, and value assessment.
Trust Score
Weighted composite of all factor scores
Expert Score
Aggregated expert review ratings
User Sentiment
Community votes and review analysis
Value Score
Price-to-performance ratio
Freshness
Recency of reviews and data
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